Guaranteed Rate · NMLS #35532
Your home shouldn't
cost you a sleepless night.
I help Boston-area homebuyers and refinancers move through the mortgage process with clarity and confidence — no pressure, no jargon, just a clear path to the numbers that work for you.
About
A mortgage shouldn't feel like a maze.
It should feel like a plan.
I'm Sammy Iliopoulos, a licensed mortgage professional with Guaranteed Rate, serving the Boston metro and surrounding communities. My job isn't to sell you a loan — it's to help you understand every option so you can make a decision you're comfortable with.
Whether you're a first-time buyer, a move-up purchaser, or someone looking to refinance, I walk through the numbers with you line by line. No shortcuts, no assumptions. Just honest guidance from start to closing.
Services
What I can help you with
Purchase Loans
From first-time buyer programs to jumbo loans, I'll walk you through the options that fit your budget and timeline — and explain what each one actually means for your monthly payment.
Refinancing
Lower your rate, shorten your term, or pull out equity — I'll run the numbers with you so you know exactly how a refinance impacts your long-term financial picture.
Rate & Program Guidance
Fixed, adjustable, FHA, VA, conventional — there are more choices than most people realize. I'll help you understand the trade-offs and pick the path that makes sense for your situation.
Pre-Approval
A solid pre-approval isn't just a form — it's your positioning tool in a competitive market. I'll make sure yours carries weight with sellers and listing agents.
Process
Four steps from
question to closing.
The mortgage process doesn't have to be overwhelming. Here's what working with me actually looks like — straightforward, transparent, and on your schedule.
Initial Conversation
We talk through your goals, timeline, and comfort level. No application pressure — just a clear picture of where you are and where you want to go.
Custom Loan Options
I pull personalized rate and program scenarios so you can compare real numbers, not generic estimates. You'll see exactly what each choice costs.
Application & Processing
Once you're ready, I guide you through the application and keep you posted at every stage — document requests, underwriting, appraisals, the whole thing.
Closing
You'll review your closing disclosure before you sign anything. I'm here to answer questions right up until you walk out the door.
Clients
What people have said
"Sammy made something that felt huge and complicated actually feel manageable. He answered every question — even the ones I was too embarrassed to ask."
First-time homebuyer, South Boston
"I refinanced twice before working with Sammy and neither time did I feel like I really understood what was happening. This time was different — he walked me through every detail."
Refinance client, Cambridge
"Responsive, straightforward, and genuinely on my side. That's rare in this industry. I'd recommend him to anyone in the Boston area."
Purchase client, Brookline
Get Started
Let's figure out
what's possible.
Whether you're just thinking about it or you're ready to move, a quick conversation is the easiest way to get clarity. No obligation — just honest answers.
Contact
Reach out.
I'll get back to you.
Boston, MA 02210
Message sent
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